MaaliDost is a digital munshi that lives inside WhatsApp. Text it, speak to it, or send a photo of a receipt — in English, Urdu, Roman Urdu, or Punjabi — and it logs it, budgets it, and replies in the language you used.
Free to use · No signup, no bank link · Your data stays yours
"Every expense app makes you install it, learn it, and type in English. MaaliDost just needs a message you'd already send a friend."
Not just logging — the full job a bookkeeper would do for you, in one WhatsApp thread.
Say it out loud, type it, or snap the bill. One AI model reads all three — no separate scanning app.
English, Roman Urdu, Urdu script, or Punjabi — MaaliDost mirrors whichever one you used, every time.
Set a daily, weekly, or monthly limit per category. Get nudged before you go over, not after.
Set it once, in any language. A daily sweep sends it on the due date — no app to remember to open.
Misspoke or mistyped an amount? Say "undo" and resend the correct one. No menus to dig through.
Ask for your report — get a CSV or PDF with your full history, balance summary, and budget status. Urdu text renders correctly, right to left.
Whichever language you send it in, MaaliDost replies in kind — no menu to switch first.
Add MaaliDost to WhatsApp like any other contact. No app store, no download.
"50 chai," a voice note, or a photo of the receipt — sent the way you'd tell a friend.
Get a confirmation with your running balance — and a nudge if you're near a budget limit.
Free to start. No signup. Just say salam.
Message MaaliDost on WhatsApp →